Newham Savings Pro cards
Choose the card that belongs on your account.
A personal card, a company card, or a credit-builder card is a record next to the deposit account it draws on. Personal cards are held for a banker by default. The published starting limit is $2,500, the purchase APR is 19.99%, everyday cash back is 1.50%, travel rewards are 2%, and the annual fee is $0. The card does not spend while it is pending. A wallet is added only after the card is active.
NEWHAM SAVINGS PRO
DEBIT · CREDIT
Pick a card for how you spend
Three cards, three jobs. Figures are the published defaults. Review is on by default, so an application is not a line of credit. Advertising on this page is not a commitment to lend.
Personal cards
A credit card on the everyday relationship.
- ·Starting limit $2,500 when an application is approved. Purchase APR 19.99% (1,999 basis points). Annual fee $0.
- ·Everyday cash back is 1.50%. The travel product is 2%. Rewards post on the card record after purchases post, not while the card is pending.
- ·You choose a nickname. Lock and replace live in card management, separate from the original application. A replacement is published at $0.
Business cards
Employee spend inside a company line.
- ·Published company line is $2,500. Rewards are 1.50%. An employee limit can sit between $500 and $25,000 a month without raising the line.
- ·You decide who spends. Freezing a card can take effect immediately, so new purchases decline.
- ·The card draws on the company book. It is not a personal credit card and it does not spend during review.
Credit builder
A secured card. The deposit is the limit.
- ·Security deposit from $200 to $2,500. That deposit is the credit limit. It is not available as checking cash while it secures the card.
- ·Bureau reporting is on by default, to the bureaus named on credit monitoring, and only after the card is active. Nothing is furnished while the application is on hold.
- ·A wallet waits until the card is released. Apple Pay and Google Pay are the published networks. Provisioning is $0.
Lock it the moment you need to.
Card management is its own surface, so freezing a card does not reopen the credit application. When immediate freeze is on, new purchases decline at once. A limit review has a published decision window of five business days. You still see every posted charge on the card, in cents, next to the deposit account it settles against.
A wallet token exists only on an active card.
Provisioning waits until the card is released. You will not see an Apple Pay or Google Pay token on a pending card, and there is no provisioning fee in the published schedule. If the card is later locked, new purchases decline even if a wallet still shows the card art.